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Not Yet Self-Employed?

Don’t Worry, Anyone Can Do This!
By Ally Loprete

When I think back to before I came home to work and take care of my new son, I remember how “stuck” I felt. I envied other women and men who had their own businesses and I believed that the only reason that I didn’t was have one was because I lacked the motivation.
No, actually that wasn’t the only reason. Now that I think about it, I had a whole list of why I couldn’t be my own boss: I didn’t think I could hold myself accountable if I didn’t have a boss, I was sure I’d never get out of my pajamas during the day, I was afraid I might blow off all the work I was supposed to do and I’d eventually run my business into the ground, this little business of mine would end up being a hobby of some sort ike a never ending project of scrapbooking, I didn’t know what the start-up costs were, I didn’t have the money, I didn’t have a unique idea or a business plan, I was sure that I lacked whatever skills I needed, I was certainly not organized, I didn’t know the first thing about becoming a business owner, or about financing, taxes, or even the slightest notion what I could actually DO. I’d also had way too many jobs (more than I care to share, actually) where bosses had convinced me that I was capable of very little. The sad thing is that I really believed them.
Now that I am self-employed, I look back and laugh at how absurd I was thinking that I couldn’t pull this off, and I wonder what took me so long to get here. I know that it was the fear of the unknown, but had I really grasped what it would be like to work for myself, I would have started 10 years earlier, and spared myself all of those confidence crashes, not to mention the most difficult year of my life while my infant son was in daycare.
The really crazy part is that I know how many others still feel stuck the way that I did, and are probably surfing all over the internet right now for the answer. I have no problem admitting that 90 percent of my corporate salary was spent surfing the internet for a way out.
I am not trying to suck you in to a multi-level marketing scheme, I do not have a fool proof business to sell you, and I certainly don’t have all the answers. You can do it, because anyone can.
Believe me when I tell you that although I am passionate about my mission in the business I’ve created, I am by no means a business expert. My college degree was in the performing arts, and there is no way that a year ago I would have believed I was capable of what I am achieving today.

If you have a skill, you can work for yourself. So many people do not realize that they already have what it takes to become self-employed. The simplest question is, what are you doing for someone else that you could be doing for yourself? Without making a single excuse, just answer the question. Make a list of your skills. Then, trust that you will figure out the rest. You’ll find ways to market, to connect with others, to tap into resources that will give you whatever information you are lacking. Trust that you will find the answers and that there will always be someone to help you.
The internet is an amazing thing and has given us unlimited resources as far as information is concerned. Plus, it connects us to just about everyone on the planet, so when you do decide to venture out on your own, you will have help and support. The possibilities are endless. All you have to do is ask. I had no idea a year ago that the internet community existed to support one another the way that it does. I have been blown away by the generosity of those that I’ve met in my first year as an entrepreneur. I am astounded every day at the passion others have to see ME succeed. Why? Because my success means their success. I GET IT NOW.
So the reason I wanted to write this article is because it wasn’t out there when I was looking for it. I wish that ,back when I was feeling stuck, someone had invited me to THIS party, just for a moment. I needed to be taken by the hand and introduced to this encouraging world of self-employed parents. Perhaps I wouldn’t have quite realized the compassion and the support that it contained, even if it was staring me directly in the face, but I do know that it was something even greater than what I was searching for, and others need to know that it exists as well. So if this is you, then welcome to the party. You’ll love it here.

Ally Loprete is the Co-Founder of OurMilkMoney.com, an online directory of self-employed parents across the country. Ally’s focus is to help expose parents working to create a better life for their families and her mission is to educate consumers on the value of purchasing from the small business owner. Ally is passionate about inspiring parents to connect with one another, and will often write about the brilliant ideas that seem to come to her only in the shower or while blowing her hair dry.

Surviving the Recession (Yes, It’s Possible)

Surviving the Recession (Yes, It’s Possible)

Written by Ally Loprete

I have a plan that I’d like to share with you — because it involves YOU. Actually, it involves everybody. If everybody does their part, we not only have a chance of surviving the recession together, we have a chance of rebuilding our society into something spectacular.
First, let me ask you a question: When was the last time you were given amazing customer service? I don’t mean service that simply gave you what you paid for and did it with a smile and a bonus “have a nice day.” I mean the kind of service that throws out the rules of business and treats you like someone of value and an individual with needs different than the last customer’s needs. Not a one-size-fit all approach that we’ve come to know as the norm.
Is good old fashion customer service so far a thing of the past that the majority of this generation never really knew what it was to begin with? Have we gotten so used to the automated systems and virtual relationships that nothing is genuine anymore?
I DON’T THINK SO.
I am not complaining. I am proud of where we are… although I wasn’t at first. I was more skeptical and angrier than most. I don’t mean to harp on the big businesses — after all they are run by people who have needs just as you and I do. But very often in big business we are unable to speak to real people who are able to meet our needs as their customers. Big business has become a large robot not programmed to care about our feelings, sensitivities, and real human experience. We grew up being told that everyone is special, but big business has taught us that everyone is exactly the same and that extraordinary needs are not tolerated — or, at least, the robot is not programmed to understand them.
However, the good news is that recently I’ve seen a shift in that energy. People are needing to connect on a more human level. True we are communicating through text messages, emails, and blogs (ahem), but we are still connecting. And in some ways there is more of a connection because we all have access to one another on a level much greater than ever before: The Internet.
The Wonderful World of Web is a really good thing! So good that, if we read between the lines, we will see our unlimited potential and how capable we are of getting back to that sense of good old fashion customer service mentality.
Since we are able to shop and do business online, we can now choose from literally millions of companies to work with. If we don’t like their service, we can go elsewhere, just as easily. It’s not like we have to drive over to the next town because we didn’t like the clerk at the grocery store. We can buy from just about anyone we want.

Do you realize how much power this gives us?
It means the big businesses are losing us and, actually, the loss that big corporations have already suffered is a primary contribution to the recession we are in right now.
But that’s OK. It’s all part of how society rebuilds itself. Sometimes you have to take a step back before you can go forward.
So, if we see the recession as a not-so-bad thing, we can use it to our advantage. Are you with me?
What this means is that smaller businesses, for the first time in decades, have a fighting chance. And in case you haven’t noticed, small business is exploding.
They have something big businesses don’t have: a personal touch.
For those of you who don’t remember what it was like to have this so-called “good customer service,” don’t feel bad. I don’t know that I do either, but I’ve seen a lot of movies and I’ve listened to a lot of old people talk about what it was like in “their day.” I imagine it to be something like this:
People GAVE because they were in a position TO GIVE. I imagine there were some people who didn’t hold up their end of the bargain, but hey, it probably all evened out in the end. Some people call it Karma — and Karma is a concept that has been around since the beginning of time.
So, there is your answer! Karma is the way that we are going to survive this recession.
You have something? Give. You need something? Take.
This recession is a way for the universe to clean the world up a bit, and rebuild the social order of our culture. You can’t have a rainbow without first having a storm.
This new (or should I say old fashioned) way of business is creeping into the general public more and more. And I am mighty impressed, I have to say.
Here is the best part: You can choose who to do business with, and if you choose to support the small business men and women in our society, I can pretty much guarantee that they will support you, and give you that personal touch which has been missing for the last 30 years.
P.S. You can find those men and women at http://www.ourmilkmoney.com/.

Ally Loprete is the Co-Founder of OurMilkMoney.com, an online directory of self-employed parents across the country. Ally’s focus is to help expose parents working to create a better life for their families and her mission is to educate consumers on the value of purchasing from the small business owner. Ally is passionate about inspiring parents to connect with one another, and will often write about the brilliant ideas that seem to come to her only in the shower or while blowing her hair dry.

10 Steps to Becoming a Self-Employed Parent

(Or What to Expect When You Are Expecting to Work from Home)

Written by Ally Loprete

First, let me say that I realize that the title to this piece may seem a bit partial, and while I supposed that it probably is, my intention is not to be inequitable against those who don’t have children and wish to be self-employed. However, this article is not really about becoming a wealthy entrepreneur. It’s about earning legitimate revenue to contribute to the survival of your household while balancing parenthood.
If you are a parent looking to be self-employed, my guess is that you are willing to make sacrifices. You would like the option of spending the majority of the time that you are awake with your children, and would prefer that your child not see a nanny, or the inside of a daycare more than they see you. This is not about how you may or may not feel judged by society. It is about what you innately desire as a parent, which is not in the least bit selfish. It’s a parental instinct, and there should never be any shame in that.
You are not alone in wanting more for yourself and your children. If you are like most parents you would give up your job in a heart beat to stay home with your children, but you probably believe that you cannot afford to do so. Or maybe you have already decided to stay home with your children, but you promised your spouse you’d find a way to earn an income, and it has yet to happen. Maybe it’s harder than you thought, and the research that you’ve done online has given you an overload of work-at-home “schemes” that has succeeded only in information overload. Well, I am here to give you some good news: Becoming a self-employed parent is a possibility….yes…even for you.
It’s a scary leap to make, yes. But you are no slacker, and you are willing to work hard…if only you had some sort of inkling how to go about it, knew for sure that quitting your job to start over wouldn’t be the worst mistake you ever made in your life. If all that you are missing is some necessary information to help you make that leap, than you’ve come to the right place.
To be clear, this list will not make you self-employed, but it will open your eyes to the possibility. It requires is diligence, focus, and some risk.
Here is the truth about what to expect:

  1. Stop looking online for the perfect work-at-home job. It doesn’t exist. There are a million companies that will tell you otherwise because they want you to buy into one of their programs, take their courses, or purchase a franchise. They promise all sorts of things, and make their programs sound really good…too good. Your instinct is to stay away from them, and there is a good reason for that. You know it can’t be that easy, and you don’t have the luxury of wasting any amount of time or money on something that won’t pan out in the end. Time and money are more precious now than ever. The key here is to find a legitimate way to bring in an income….it may not be a substantial amount, but it will be enough to contribute to the survival of your family while you are staying at home.
  2. Multi-level marketing opportunities are not scams, but recognize them for what they are before investing in one. There are millions of people who have found success in MLMs, and if they help to provide an income for a family, terrific! We support them, and we do not judge. However, don’t jump into the business of one without realizing what it is going to take to be successful. If your business relies solely on recruiting your family and friends, they may start to feel the need to avoid you because they are afraid of being “sold.” Unless you come from a sales background and you are already surrounded by a supportive network of family and friends who has no problem buying all of your MLM products, this may not be the best choice for you and your family. If you DO choose to go this route, don’t blame your relatives for not investing in your products. It’s not fair to them, nor is it their responsibility to grow your business.
  3. Realize that you already have what it takes to become self-employed. You don’t need to invent a new product, or come up with a new concept that has never been tried before. You have skills and the ability to do exactly what it is you have already been
    doing. You don’t have to have a business degree to be a CEO, you just have to know how to offer a service. The question you need to ask yourself is this: “What am I currently doing for someone else that I can be doing for myself?” You are skilled at something. Accounting, marketing, graphic design, administrative support, dog grooming, hair cutting…Just to be clear, this is not a question of what you’ve always wanted to do, it’s what you are ALREADY doing. Chances are, you know how to do it well, and you know what it takes to keep doing it. Remember that this is a REALISTC approach to becoming self-employed. This is most likely NOT going to make you millions. It is simply going to allow you to survive doing exactly what you want to do- earn a bit of revenue while raising your children.
  4. Take a look at your finances. Don’t just ponder it for a moment and try to add up things in your head. Really, take out a piece of paper and write out what you are currently spending on things, paying special attention to the categories that will shrink once you are working from home: business attire, dry-cleaning, gas mileage and car maintenance, car insurance (yes, it will go down if you no longer have a long commute each day), daily lunches eaten out, daycare, etc…) Don’t judge the situation just yet, just do the task. You can also take into account that if your spouse becomes the sole provider, The family will get a significant tax reduction. Letting go of your stable paycheck will be the scariest thing of all, but if being at home is truly where you want to be, you’ll be able to make the sacrifice.
  5. Make some cuts. This is one of the hardest first steps to becoming a self-employed parent, because it means you are going to let some things go. First, realize that just because you have to cut down on some indulgences does not mean that you are living in poverty. You will survive. Look at your credit card statements, your cell phone bills, your other spending habits. Lower your cell phone plan minutes, brew your own coffee, use the library to borrow books and videos. Consider how often you use your gym membership and if your physical activity can be replaced by taking the kids for a walk, or joining a weekly stroller strides group. You will not be seeing as many movies, so invest in a video service such as Netflix, which is significantly less expensive. Instead of meeting friends out for drinks, (which has suddenly become even MORE costly from the need to hire a babysitter) invite them over for a game night. Let go of your season tickets and watch the games on TV for free, or check your local listings for community events such as free concerts in the park. You must learn to change your lifestyle a bit, but now that you have become a parent, your life has already changed and you may have found that you have said goodbye to a lot of these luxuries anyway. It won’t be long before you may actually prefer a night in with the kids and an animated video. Most likely, you will begin to enjoy the creative activities that you are able to come up with as a family. On the rare occasion that you are able to hire a sitter and get out with your grown-up friends, it will mean more to you than it ever did before.
  6. Start with the basics. Make a list of the things you need in order to offer your service- even just on a limited basis. Hold off on hiring that webdesigner for just a bit, and ordering those businesses cards. Start with the basic tools you need to
    be able to provide your service. You may find that you already have much of what you need. If not, then make a small investment in these basic tools. This is a lot more cost effective than purchasing a franchise, or renting an office space. You can always upgrade later, as your business grows. Once you become self-employed, you will be your own boss, and that means you will be able to create your own rules. You can charge less that your competitors, because you will be working out of your home, and your overhead will be absorbed into what you are already paying for rent. You can choose your own hours, and re-arrange your schedule around naps, playdates, or your spouses work schedule. Remember to get creative. You are the boss, so you call the shots. For example, if you are a hairstylist, you can offer to go to you clients home. This will circumvent paying rent at a salon so you will be able to charge less than your competitors (which your clients will appreciate). You may even be able to bring your kids with you to play with your client’s kids- a playdate while you work! It’s a win-win.
  7. Start slow. Offer your services for free to family and friends- just in the beginning. This will help you build up a client base, as well as give you a chance to get the hang of things without the added pressure of being perfect. Send out an email to friends and family telling them of the service that you are offering, and tell them that you are willing to waive your fees just so you can gain a bit of necessary experience. In exchange, you may ask for them to support you in another way such as contributing to an email campaign, or watching your kids for a few hours a month. If you have never done anything like this before, give yourself room to grow, and don’t be so hard on yourself if you mess up. You will learn from the mistakes that you make, and this will make you a better entrepreneur.
  8. Barter your services. This is a great way to minimize those start-up costs that you were worried about. It’s also a great way to network, and get testimonials, not to mention gain experience in your chosen field.
  9. Use the internet and become a master of online research. You can get just about anything you need to start your business for free. Basic websites, templates, voicemail boxes, advertising opportunities, legal advice, newsletter services, even business cards. Some services are free for only a certain amount of time, so take advantage while you can. Check out the OurMilkMoney.com Resource Page for a list of services that are free or minimal. Talk to other parents and ask them about the resources that they use. Everything else can be bartered – especially with other self-employed parents- and that is who you want to be supporting from now on, anyway. It’s good karma. Trust me, it always comes back to you.
  10. You are not in this alone. There are currently more than 5 million work-at-home parents and that number grows every single day. These are not your competitors, this is a large support network of people, who are just like you. They need you just as much as you need them. Reach out, ask for help, and be ready to listen and learn. There is an abundance of information out there at your finger tips FOR FREE. This can sometimes feel like information overload, but it can provide you with exactly what you are looking for the moment that you need it.

    Remember to pat yourself on the back often. As your own boss, you will need it. Rome was not built in a day. Earning a revenue will take time, so expect to struggle for a few months. Even the most successful businesses take time to become profitable. Finances will be tight, and it may seem like you are working twice as hard for less reward. But keep your eye on the prize, and trust that you are as good as anyone else who has chosen to work from home. Your greatest reward may not be the income, but the abundance of time you can now afford to have with your children, and being able to call the shots in your own life.

Bridge of Exhaustion

Bridge of Exhaustion

Written by Chris Loprete

Every summer during my childhood my family would drive 7 hours south to North Carolina from Pennsylvania. On the way we would have to cross over the Chesapeake Bay Bridge, a 17 mile long bridge that spans the picturesque Chesapeake Bay, in Virginia. There are 2 places along the span where the bridge goes under water and turns into a tunnel. It always looks so foreboding from the northern side. You can’t see the end of it and the bridge just disappears into water in 2 places. When we were halfway across, I always thought, “If this thing goes, we’re in real trouble.” and, “How do they get traffic through if there’s an accident? We could be here for hours.” Then when we got to terra firma on the other side, I always realized that I had just experienced the most thrilling part of the 7 hour trip and actually looked forward to that part of the drive every summer. Well, lately I’ve been feeling like I’m halfway across another bridge. This bridge is a “transitional” bridge with the young adult starting a family on one side and the middle aged family man on the other. Like the Chesapeake Bay Bridge, its long, I can’t see the other side and I may even go under water a couple of times. But I know that I really should relax, enjoy the ride and be confident that a sandy beach waits for me up ahead. To tell you truth though, I’m just plain exhausted.

I quote the late, great Madelaine Khan from Blazing Saddles, ”I’mmm soooo tired.” (cue the chorus of German soldiers). Now if you’re reading this blog, most likely you’re a mommy or daddy which means you’re saying, “Yeah. Cry me a river, dude. We’re all tired.” I KNOW! I’m not telling you anything you don’t know. I’m just telling you my own experiences. That’s why these blogs are so brilliant and relatable. I truly am a magnificent talent. Anywho…

I’m the happiest I’ve been in a year. I don’t want you to mistake my exhaustion for depression. And I’m not even THAT tired currently…although I was literally up all night nursing my wife through the granddaddy of all migraines so I guess I AM exhausted at this exact moment. Generally speaking though, I am not really that worn out. Still last Monday morning I woke up looking at another work week and I almost collapsed in the shower for some reason. I just started to anticipate the coming months and years and how draining it was going to be. We’re 6 weeks from giving birth to our 2nd child…a boy… who has a 3 year old brother…who has boundless energy. I’m truly excited for the arrival of the newest member of our club and am not half as scared I was when we had our first son, BUT I’m also anticipating the work that accompanies another infant and toddler. In addition we just put our house on the market which means it’s very possible that someone could make an offer soon. That would mean we would have about 4 weeks to find another place, pack up and move….and I told you about the baby coming in 6 weeks right? Well, it’s probably more like 4. So while I’m driving my wife to the hospital, I can say to her, “Okay hon, but let me stop and drop a couple of boxes off at the new home first.” To top it all off I have a creative job that I LOVE and while it is far from digging a ditch or working on the freeway, it is constantly busy and mentally draining. And of course I’m hoping that I will keep working my way up the ladder which means more responsibilities and harder deadlines.

Am I really writing a blog about being tired? Geez. Tune in next month for my compelling blog entitled, I’m Hungry!
I guess my point is this. When does it start to get easier? Or does it? Growing up, I never saw my parents sweat. Everything just seemed to be settled and pretty easy. A nice home, vacations, clothes on our back and food on our table. Were they just protecting us kids from their tough times and stressful worries? It’s very likely. I guess that’s one of the many perks of being a kid. So I guess my situation isn’t any different than normal families. It’s just that I want so badly to give my kids everything I had and never make them feel guilty or even let them see me work hard for it. I don’t think there’s a time in the foreseeable future when that will happen. I’m tired of struggling. I’m tired of working at settling down. I want to BE settled. When Braden was first born I had a difficult time crossing the bridge to fatherhood, but now that I’m on the other side, I love it and I’m ready to live that life fully. When can we start saving money instead of living paycheck to paycheck? When can we take a family vacation? When do my wife and I start getting invited to those fun suburban key parties like the ones they had in the 70’s?
(KIDDING!!!! Please don’t hate me for that last one. It was time for a joke.)
When do I join the middle class for real? I can’t blame it on the recession either. My wife and I have always worked in the entertainment industry. We’ve been in a recession since the day after our college graduation. I am so incredibly fortunate that I’m married to my best friend, have the greatest little boy in the world (better than yours. sorry), have a roof over my head and a job (to say nothing of the fact that I’m in the rare situation of having a job that I enjoy!) So don’t get me wrong. I count my blessings every day. I’m just….ready to get to the other side of the bridge. And really tired.

Bridge of Exhaustion

Back to the Basics

Written by Ally Loprete

As the owner of OMM and a representative of so many members, I’ve had to do something I’ve never done before, and that is to swallow my political opinions and keep them to myself for the sake of everyone. This is because I care about all of our members, the parents who are working hard to support their children and are doing so by running their own businesses. I did not want anyone to think for a moment that I if my opinions differed from theirs in the political arena, that I was not FOR them, when I certainly am.
But I feel the time has come to open my mouth a little. There is so much happening in our country right now that I feel it almost ridiculous not to talk about it, especially when so much of it affects us directly and what we are trying to achieve as an organization dedicated to working moms and dads. So I’ll just say it. I love President Obama. I believe in what he is trying to accomplish, and I think for the first time ever, our voices are being heard.
According to a recent letter I received from Momsrising.org, the Lilly Ledbetter Fair Pay Act was the first piece of legislation signed by President Obama, both the House and Senate passed an expanded State Children’s Health Insurance Program (SCHIP), and now the Senate is getting ready to vote on an economic recovery package that has a number of key provisions that would directly help moms and their families.
Whether you like Barack Obama as a candidate or not, I think we can all agree that we have been fearful of anyone to step into the white house and take on the mess that has been left for him. Therefore, we are fearful of any new maneuvers that the new president will take on to help the situation. But the reason I am so impressed with Obama is because he is not afraid to take risks. He did not take office to sit quietly and second guess every move that might rock the boat. He is diving in and making something happen. I think if we all follow suit, something WILL happen.
When Our Milk Money was just a blip of an idea, the economy was not in the state that it is today, yet it was created for this exact time. Let me tell you a quick story, that you may or may not have already heard. Before OMM was conceived, I was trying to price a piece of jewelry that I had made, and wondered how it would compare to the prices in the department stores. I guessed $50 would be a good price. And then I imagined all that I could do with an extra $50; a tank of gas, a small trip to the grocery store for milk, bread, eggs, cheese and some fruit, a month of Gymboree classes for my toddler, date night with my husband…
It wasn’t difficult to conclude that $50 was more valuable to me and my family than a large corporation or department store. I wondered if anyone else would care about that value enough to make an effort to change their spending habits and buy my product over someone elses. Yes. Other parents would feel the same way, I just had to find them. I made a decision right then and there that I would make an effort to search for a parent who might possibly be selling whatever it is I needed each time I made a purchase. With the internet, and the master search guru I had become, I should be able to find anything online, right? Wrong. I searched and searched. Nowhere could I find the answers I was looking for.
The rest, you probably know. Our Milk Money, and the first parent only business directory was born.
Why am I talking about this now, almost a year later? Because while I am thrilled to see that our directory is growing, I am concerned about how little it is being used. I imagine that the excuse is that our country is in a state of crisis and people are just not spending money. Wrong. If there was ever a time to use the directory, its now. What better time to rebuild the economy in a way that supports small businesses than right now? The slate is practically clean at this point. And while the excuse is that people aren’t spending money right now, I beg to differ. We are all spending it. That hasn’t stopped. It can’t stop, because in this country we need to spend money to survive. We need to buy things to live, even if they are just necessities. Well, guess what! Those “necessities” are available for purchase by a parent somewhere in your local community, and may even be listed in the Our Milk Money business directory. If you are a parent, you have even more reason to support the directory, because it benefits you as well. We are an organization and a community of parents that need to stick together. What are YOU doing to support others like you?